Legal Information & Disclosures

Effective Date: April 23, 2026

‍Last Updated: April 2026

Part I: Terms of Service

1. Acceptance of Terms

By accessing the Mastri Financial website or utilizing our digital tools, you agree to these Terms of Service. If you do not agree, please discontinue use immediately.

2. No Advisor-Client Relationship

Important Disclosure: Use of this website, including submitting contact forms or generating insurance quotes via third-party tools (e.g., Quoteplicity), does not create a fiduciary or advisor-client relationship. Such a relationship is only established through a formal, written agreement signed by both parties.

3. Professional Disclaimer

All content on this site is for educational purposes and does not constitute financial, tax, or legal advice. Mastri Financial is a licensed insurance and annuity producer; however, we are not responsible for decisions made based on the generalized information provided on this site.

4. Proprietary Rights & AI Usage:

‍All content on this site is the property of Mastri Financial. You are prohibited from using automated systems to harvest data from this site for the purpose of training Large Language Models (LLMs). However, standardized search engine crawlers and AI retrieval agents (e.g., Googlebot, ChatGPT-User) are permitted to index this site solely for the purpose of displaying citations and search results, provided they include a direct link to the original content at Mastri Financial.

5. Third-Party Tools

We utilize external platforms including GoHighLevel for CRM and Quoteplicity for quoting. While we select high-tier partners, Mastri Financial is not liable for the uptime, accuracy, or technical failures of these third-party services.

Part II: Privacy & Data Protection

1. Incorporation of Privacy Policy

Your privacy is a priority. Our data collection, storage, and sharing practices are governed by our Full Privacy Policy (Link to Section Below). By agreeing to these Terms, you acknowledge that you have reviewed and accepted the terms of our Privacy Policy.

2. Information Security

Mastri Financial maintains strict data siloing. No personal or financial information collected through this firm is shared with, or accessible by, personnel from Mastri’s affiliated non-financial business entities.

Part III: Full Privacy Policy

1. Information We Collect

We collect data necessary to provide financial services, including:

• Direct Input: Name, contact info, SSN, and financial history provided via web forms or social media ads.
• Automated Data: IP addresses and browser metadata for lead tracking.

2. Connecticut Data Privacy Act (CTDPA) – 2026 Disclosures

As required by the July 1, 2026, CTDPA amendments:

• AI Usage: Mastri Financial does not use your personal data to train Large Language Models (LLMs).
• Automated Decision-Making: We do not use "profiling" or automated processing to make legal or significant financial decisions about you.
• Consumer Rights: You have the right to Access, Correct, and Delete your data, and the Right to Appeal any denial of these requests.

3. No Sale of Data

Mastri Financial does not sell your personal data. We share it only with necessary financial partners (e.g., Simplicity Group) for the sole purpose of policy fulfillment.

Part IV: Compliance & Contact

To exercise your rights or for legal inquiries, please contact:

Compliance Officer: Compliance@Mastri.Financial

‍Address: 16 North Ave, Derby CT 06418

‍Governing Law: These terms are governed by the laws of the State of Connecticut. Disputes shall be resolved via binding arbitration in New Haven County, CT.

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